We built KarmaClub to be someone business owners can think with.

The three of us spent our careers in consulting, building, and operating companies. In our most difficult moments, we were fortunate to have mentors and partners who guided us through important decisions, especially in areas beyond our expertise.

To pay it forward, in 2021 we began helping friends who run bagel chain and coffee shops that needed capital support for growth. Over time, it expanded to retail brands, creative agencies, even factories.

But the more we helped entrepreneurs, the more we noticed a familiar pattern. They excelled at delivering strong products and services, yet as businesses grew, the challenges shifted beyond their craft.

Instead of brewing great coffee, they worried about lost inventory. Instead of designing great creative campaigns, they needed to manage cash flow. We realized that capital alone wouldn't be enough, but also support in navigating everything that comes with growth.

What started as a way to repay good karma has grown into a circle of hundreds of business owners across multiple sectors. We always tell our partners that we’re not the expert in their sector. Yet the more businesses we support within a sector, the better we get at helping each one.

And through every partnership, one thing continues to prove true: better decisions happen when you're not making them alone.