Great creative work doesn't always come with great payment terms, and most capital products aren't built for that. We work with creatives that know how to deliver and need a partner who understands the gap.

Capital to cover production costs upfront
Most creative projects front-load costs. Talent, equipment, materials, logistics - everything moves before a single invoice goes out. We make sure capital constraints don't hold them back.

Capital to take on the next project, even before other invoices clear
Projects finish, invoices issued, but its weeks or months before cash hits the bank account. But payroll and rent are still due. Our support makes sure waiting and worrying isn't part of the job.
Support beyond the capital

Dashboard to track project-level margin across clients
Revisions, scope changes, and unbilled hours slowly eat away at margins. Our system, KarmaServe, provides dashboards to show you where cash is going and helps you evaluate profitability drivers.

Strategic guidance from professionals
Finding someone who genuinely understands your business without having an agenda in it is rare. Our team can bring honest input on the numbers and direction, while you stay in control.

Connect with other Karmapreneurs in the industry
We bring entrepreneurs together to meet, connect, and have a good time. Whether to share trends or having friendly padel competitions, we create network spaces for you to draw on.
"Taking full control of the agency came with real weight. What we needed wasn't a transactional partner, but one who truly cared — like KarmaClub."

THEIR STORY: AMBILHATI
When the network fell, they built something better
Sandru co-founded Ambilhati as part of a local agencies collective. When the network collapsed, he and the leadership team faced a hard choice: spin out, go fully independent, and rebuild a company from what remained—while carrying the liabilities left behind by the network's mismanagement
What Sandru needed wasn't just capital, but a partner that was willing to sit with him in understanding the complexity and possible solutions. One who understood that business owners carry emotional weight alongside the spreadsheets, and that getting the books in order is itself a strategic move.
From that mutual understanding, we worked through the structure together. As the reporting got cleaner and the picture got clearer, Ambilhati leaders slowly regained the confidence to make decisions, short-term and long.
Today, they operate as a fully independent creative house: clear on where they stand, clear on where they're going, and still stealing hearts through their campaigns. We stay close as a friend and a partner to support them whenever the next decision needs working through.
Our partners in the creative industry